● Medicare's Annual Enrollment runs Oct 15 – Dec 7. Turning 65 soon? Your 7-month enrollment window is open now — don't leave benefits on the table.
Serving Naples · Collier County

Naples & Collier County: There May Be Medicare Benefits You're Not Using

From Naples and Marco Island to Golden Gate, North Naples and Immokalee, neighbors are reviewing their 2026 Medicare options right now. A local licensed agent will check what $0-premium plans and extras you may qualify for — free.

Right now in Collier County: about 493 residents turn 65 every month — 5,920 over the next year. If you're one of them, your enrollment window may already be open.
Turning 65 in Collier County — the timing that matters: your Medicare Initial Enrollment Period is a 7-month window — it opens 3 months before your 65th-birthday month and closes 3 months after it. Enrolling early in that window means coverage can start the month you turn 65; missing it can mean late-enrollment penalties that never go away. You'll be one of 5,920 Collier County residents making this decision in the next 12 months.
Turning 65 Already on Medicare Just have questions
No cost · no obligation · a local licensed agent will reach out

Collier County has one of the highest concentrations of Medicare-age residents in the country, and insurers know it — plan competition around NCH and Physicians Regional is strong, and the extras vary more than most people expect. What's offered in North Naples can differ from Marco Island, Golden Gate or out in Immokalee and Everglades City. Many Naples residents also split the year between states, which changes which plans make sense. A licensed local agent sorts all of it out for you, free.

Medicare questions in Naples

How much does this cost me?

Nothing. Speaking with a licensed agent about your Medicare options is completely free, with no obligation to enroll.

I'm turning 65 here in Naples — when can I enroll?

Your Initial Enrollment Period is a 7-month window: the 3 months before your 65th-birthday month, your birthday month, and the 3 months after. Reviewing early helps your Collier County coverage start on time.

I spend summers up north — does that change my options?

It can. Some plans travel better than others, and a licensed agent can show you which options work if you spend part of the year outside Florida.

Do I have to switch my current plan?

No. An agent simply reviews what's available across Collier County and shows you the options. Whether you change anything is entirely up to you.

Is this Medicare or a government program?

No. LeadLoom is a private service that connects you with licensed insurance agents. We are not affiliated with or endorsed by Medicare or any government agency.